As a business we’ve been doing loads of work ‘behind the scenes’ as a business.
As you’ll know if you’ve ever managed a business much of the work we might do is client facing but often much of the effort we put in is designed to improve our service, make our business more efficient (by improving systems and processes) as well as incorporating new services our clients can benefit from (we’ll talk a bit more about this in coming months)
However one thing we’ve been working on recently is how we understand how valuable good quality financial advice and planning actually is.
You see as a service we consider ourselves to be very decent value.
Now good value doesn’t mean we’re not expensive….and depending on your perspective you might consider us to be so.
However I don’t believe you get high quality financial planning for a low cost (or free).
I’ve spoken before about how if something is too low cost (especially financial advice) you should start to ask questions and demand transparency…
You see we believe that it’s fundamentally important to be entirely transparent with our clients up front. We fully disclose our costs before the client decides to work with us as you’d expect from any other professional and this fee is independent of any recommendation made.
As you’d expect from any professional, apart from an initial meeting which we’re happy to provide at our expense, we certainly don’t work ‘for free’.
However clients do (and should have every right to) challenge what we charge and confirm they get decent value from us both initially and on and ongoing basis.
That’s why we’ve recently produced the ‘Cervello Value of advice’ document highlighting a decent amount of recent research on how top notch financial planning can add significant value to someones financial life.
You can find this document here and it’s full of loads of great information about how working with an independent financial planner can make a significant different over the longer term to your financial life.
You see we believe that working with our clients as their trusted adviser, someone who is independently supporting them to make the right financial decisions to help them achieve their financial goals, makes a huge difference.
Our clients tell us so…and now it seems there’s loads of evidence which backs up this assertion.
Feel free to let us know what you think of the document…and if we can help you in any way feel free to contact us on…
However what do you think? Is financial advice valuable? What experiences have you had, good or bad, which have led to you informing this opinion?
We’d love to hear your thoughts, you can contact us on 01708 606202 or you can email us at firstname.lastname@example.org.