DeLoreans, Riding Dinosaurs and why they’ll never be a better time than today

There’s some films that I go back to time and time again.

Films which are worth not only watching once, twice or even three times but numerous times and every now and then throughout your life. They’re the films you want to show your children. They’re the films that look dated now but still maintain enough charm to make them infinitely watchable.

There’s a few films which maintain that status in my mind…

The life of Brian is one. The holy grail is another. The original Ghostbusters is another (although I enjoyed the remake too)…

However, the movie which wins the prize for being so charming you don’t care if it’s dated or not has to go to…

Back to the Future part II

Back to the future was good, much like the original terminator movie. However, both these films were surpassed by the sequel in more ways than one…

Back to the Future II had more laughs. It had more action. It had a storyline that perfectly incorporate elements of the first film.

Okay so it’s prediction on what 2015 was going to be like was more than a little off the mark….but it’s so difficult to predict what the world will look like in 30 years time I understand why they might have assumed they’d be flying cars, or self-tying shoes or we’d open our doors with a simple eye scan.


It went to the future. Then to an alternate present. Then to the past. Then to the present again….all the time making changes some of them good and some of them not so good!

If I had a time machine I’d be tempted to go to historical events, try to understand what culture was like at different periods of history and probably try to ride a dinosaur (although I’m not sure that’s possible I’d be tempted to give it a go!)…

However, one thing I’m pretty certain I wouldn’t do is try to change my own past. I think I’m a sum total of the mistakes I’ve made as well as the successes and I think that’s what makes me today.

However it’s often the case as a financial planner we have conversations with people who tell us…


“If I knew that 10 years ago…”


“I wish I’d thought about this stuff when I was 25 or 30”

I absolutely get why people think this way but there is a truth when it comes to everything in life…


“The best time to plan for what you want is 10 years ago. The second best time is always today.”

So, if you’re trying to work out where you are financially, don’t have an old DeLorean you can jump in and have a word with your younger self and ‘know you need to take action to either improve or clarify your financial situation let me make a suggestion…

Start planning today. They’ll never be a better time.


For more information about how we might be able to help feel free to get in touch on 01708 606 202 or

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