It’s conference season and as all of our mainstream political parties get together to discuss the issues of the day, one of the ‘ideas’ recently proposed by Nick Clegg was allowing parents and grandparents to use their pensions to help fund property deposits for younger family members. I’m sure over the course of the next […]
I was recently asked to comment on the new research report from the University of East Anglia proposing a new method designed to make ‘portfolio theory more practically valuable and user friendly’. If you work within our profession the last sentence is likely to make sense. However if you’re reading this and you don’t work […]
As a business we tend to get approached quite often with ‘investment opportunities’ for our clients which superficially look quite attractive. I have an almost instant reaction to these message when they hit my email or linkedin inbox….I delete the message promoting these ‘opportunities’ almost immediately. Whilst you could argue that we could be depriving […]
During the summer months I tend to conduct the lions share of my existing client reviews. As a business we don’t tend to take on new clients without providing them with the promise of an ongoing service and therefore as our business has grown, our summer months have been getting busier and busier year on […]
A recent study from Scottish Widows highlighted the fact that an increasing number of us between the ages of 30 and their retirement age do not save anything for their retirement (up to 22% from 20% last year). I commented in a recent article confirming my belief that as a profession we have an obligation to […]
>reproduced with the permission of the pensions regulator The Law on Pensions is changing and it will it affect your clients The new pensions law comes into force in stages for employers from October 2012 depending on the size of their largest PAYE scheme and starting with the largest employers first. The new law requires […]
> New rules coming in next year will impact every employer. Whilst talking with and helping employers there are a number of questions which continue to be asked….so I thought it might be helpful to highlight five of the main points here…. 1. Will the changes in rules impact me and my business? The […]