There is a television program I have been watching recently that has got me thinking a lot about the way we live our lives. It is called 7 Up. If you have never seen it, the idea is extraordinary in its simplicity. A group of children were filmed at the age of seven, and then […]
According to Forbes, Warren Buffett, arguably the world’s greatest ever investor, was worth 150 billion US dollars in 2025. So, it might be fair to say that his recently written ‘retirement’ letter has no relevance to our lives at all. After all, regardless of how well we’ve done from a financial standpoint, not many of us are likely to be in Buffett […]
It is one of the most ordinary questions we ask. You are at a dinner party, a family gathering, a networking event or simply meeting someone new. You have a drink in your hand. You have exchanged names. There is a little small talk. Then comes the question. “So, what do you do?” For most […]
I’ve had loads of conversations with clients, friends, and professional connections over the years who tell me they’re not ready to retire. I get it. The conversational view of retirement involving a life of just fun, rest and relaxation doesn’t feel enough for many of the people I speak to as a life well lived. […]
A few years ago, when clients asked “Have I got enough?”, they were talking about money. Today, they’re starting to ask something different. Have I got enough time, energy, purpose and clarity to make the next chapter of my life truly meaningful? Now Artificial Intelligence might not be the first place you’d turn for an […]
If you’re in your 50s or 60s and starting to think seriously about the next chapter of your life, there is a question I think we massively underestimate. Where are you actually going to go? I don’t mean where you’re going to travel. I don’t mean whether you’re going to move house, spend winters somewhere […]
I have a habit of buying books for other people. Sometimes I recommend them. Sometimes I lend them out and never see them again. Quite often, I simply buy someone a copy because I think there is an idea inside that might genuinely help them. There are a handful of books I find myself recommending […]
The Broken Model “Have you ever felt like you’ve spent your whole life climbing a ladder, only to worry it might be leaning against the wrong building? For decades, we’ve been sold a specific story about life. It’s the ‘Three Stage Model’: You Learn, then you Earn, and then—abruptly—you Rest. But here is the problem: we are living longer than ever before. If you […]
For much of your adult life, you’ve probably been working towards something. Building a career. Growing a business. Paying off the mortgage. Raising a family. Saving into your pension. Investing for the future. Working towards the day when financial independence finally arrives. For years, perhaps even decades, you’ve had a map. You knew what success […]
When people first come to see me to talk about retirement, they usually arrive well prepared. They bring pension statements. Investment reports. Spreadsheets. Lists of monthly spending. Questions about tax. Questions about when they can afford to stop working. All of that is incredibly useful. After all, understanding your finances is an essential part of […]