If 2020 has taught us anything it’s this… The best laid plans can change by factors completely outside our control. Does this mean that you should stop making plans? Certainly not! What it might mean for you however is that your plans have changed. The good news is that we’re here to help… As your […]
At times, and especially at the moment, the world seems to be in a state of flux. Each week there seems to be a new announcement on the new rules relating to COVID and whilst a few weeks ago it seemed that everything is under control we find ourself with another announcement which changes the […]
Since starting my career Financial advice has changed beyond all recognition. Twenty years ago as a fresh faced newly qualified financial adviser working for a bank my job was to sell financial products to the banks customers. Now financial advice, if done right, is a completely different proposition. It’s about independence, it’s about transparency, it’s a […]
The other day I was having a conversation with a client of mine about life in their next few decades. The conversation started with a conversation about money but went a lot deeper and we spoke about living a long, healthy sustainable later life. That’s when the subject of Blue Zones came up. Now my […]
You’d expect as financial advisers and planners that many of our conversations are about money. Clearly part of our role is to keep on top of changes in the rules relating to everything from tax, to markets all the way through to the most up to date research on a wide range of financial matters. […]
Lockdown for almost all of us resulted in some sort of change. For most of us the way we work has changed. More ‘working from home’, more time spent in online meetings and more of our clients happy to work this way as this practice becomes ‘the new normal’. For a lot of us the […]
I’m sure it’s the same in your industry or profession (and I may be generalising here) but broadly I tend to meet or hear from (both offline and online) two broad types of individuals within the wide ranging world of financial planning. I know there are plenty of financial planners who sit in the middle […]
Recently at Cervello we decided to produce a number of short videos explaining a little about what we do as a business. They’ll be short, hopefully sweet but will give you small bite sized tips on what you need to do to manage your money more efficiently… However to start with we’re going to tell […]
I’ve written before about the difference between perception and reality. Last time I wrote about the main value a good financial planner adds (a good financial planner should provide clarity, solve problems and stop people making expensive financial mistakes) compared to what people assume we do (sell a product) However I want to tell you […]
My Internship Experience at Cervello In spite of being a remote internship experience, I felt fully welcome and was exposed to the workplace ethics which made me see what actually goes on in the financial planning profession. The journey started the day I learnt I was selected for the interview round. I was awarded with […]