I just wanted to let you know of some exciting news! Cervello Financial Planning is on the shortlist for the 2016 money marketing award for ‘best use of technology’ You see whilst as a practice we are always looking for the most efficient ways to ‘get the job done’ this more often than not includes […]
Interestingly for many employers automatic enrolment is relatively new. However for many, including many large and medium sized employers… Automatic Enrolment is ‘old news’ but also ‘under review’ You see we’ve been speaking to quite a few employers who have already complied and complied successfully. They are happy with the fact they complied but feel […]
This year, and for many more this will be the first time, hundreds of thousands of employers need to select a pension for their employees… In some respects this isn’t as hard as it sounds… After all….there’s plenty of choices. There are loads of pension providers, including many traditional pension providers together with 70+ new ‘master trust’ style […]
Last week I wrote about the fact that a recent survey suggested that the majority of small and micro businesses are complying with automatic enrolment and complying in a pretty successful way. However when you’ve got hundreds of thousands of employers who need to comply each and every year you’re going to be in a position where a few […]
By anybody’s standards 6 million people is a lot of people… It’s the population of metropolitan Berlin. It’s just under 10% of the UK population. and It’s the amount (in dollars) of a particular gentleman from a popular 70’s TV show. It’s also the amount of people who are a member of a workplace pension due […]
When it comes to small and micro businesses and the challenge of automatic enrolment there’s a common assumption. The assumption is that small and micro businesses with so much else to do won’t be focusing on complying with automatic enrolment. There’s no denying that there are already some employers who are failing to meet their […]
As we probably all know (especially if you’re a regular reader of my articles) we’re firmly in a period of time where the scope and scale of automatic enrolment is changing. Regulation which once was the concern on thousands of employers, and then tens of thousands of employers is now something that hundreds of thousands employers a […]
Many people running small businesses in the UK are experts in their field. From Accountants all the way through to Zoologists, there are millions of businesses, many of whom employ, who are the very best at what they do in their own particular niche. However the reality of running a small business is that more […]
Every three months the pensions regulator, the body responsible for the implantation and enforcement of automatic enrolment, issues a report. This report talks about how many companies have been fined and the mistakes employers are making when complying with automatic enrolment which results in these fines. This report is called the not so snappily titled “Compliance and […]
Over the last week or so I’ve been taking calls from a number of professionals, including accountants, fellow financial planners and payroll bureaus all with a similar sort of issue. The reason I’ve been getting these calls? Because, as you probably know if you’re reading this, I’m a bit of a geek. I’m also a bit of […]