Now we’re in the new tax year there’s plenty going on in the wonderful world of pensions. Individuals over 55 have more flexibility on what they can do with their accumulated pension pots than ever before. It’s now more attractive for individuals to pass on their pensions if they don’t use all the money to […]
I really enjoy speaking. Give me a platform, an audience and a subject I know enough about (and only if I feel I can add significant value to my audience) and I’ll happily wax lyrical for a decent amount of time. However over the years, and especially since launching my business, I’ve realised that whilst […]
In the Daems household this coming Monday is a big day! You see Monday is the day we find out which secondary school my eldest daughter, Charlotte, will be going to in September. Although we find out at the start of next the process of selection has been going on for a while. Charlotte completed […]
Since 2012 there’s been thousands of employers who have complied successfully with auto enrolment. However in the first 3 months of 2016 something revolutionary is happening… In the last quarter of this year the number of employers who will be required to meet auto enrolment regulation is predicted to double. I don’t think the impact […]
In my last article I mentioned that there are two prominent and important changes in the world of money you might need to be aware of. In the previous article I talked about the upcoming pension freedoms and how if you’re approaching retirement it might be worth reviewing how these changes might impact you (you […]
The next couple of years will see a huge number of employers approach and then pass the date in which they need to start to comply with auto enrolment regulation. Now whilst the fines for companies not complying with this regulation have been clear for some time until recently the pensions regulator has taken the […]
There’s a general assumption in both the employers and accountants we speak to that if you employ between 2 & 50 employees, and especially if you’re closer to the former rather than the later, Auto Enrolment is something you can put to the bottom of your “in-box” file and worry about in 2016 or 2017. […]
If you’re anything like me, in between the new year celebrations and Christmas festivities and especially as the new year approached, your mind has been focused on what 2015 holds for you, your lives and your career or business. If you’re also anything like me you also ate too much chocolate and enjoyed your seasonal […]
I’ve never considered myself a trouble maker. Creating trouble for “troubles sake” always seemed like a perfect score on my favourite TV quiz show….pointless! However there are times when shaking things up, questioning the status quo (the phrase meaning the “existing state of affairs” not the band….you never question the band!) and being intentionally disruptive […]
Whilst I love learning there are a few pieces of knowledge I acquired at school I’ve never found any practical use for… Whilst I’m sure that knowing the Pythagoras Theorem, how to use a Bunsen burner and knowing the collective noun for a number of owls (it’s parliament by the way) is useful for some […]