As I sit here writing this blog I find myself thinking about how interconnected we all are… As I type I certainly wouldn’t have a clue how to build a laptop, or mine the materials required to build a laptop, or design a laptop, or manually engineer a connection to the internet (if it was […]
In 1985, we were all given a glimpse of what the future might look like thanks to the amazing movie trilogy, Back to the future. Ideas of flying cars, biometric technology, hover boards and waste fueled vehicles have actually been somewhat accurate. So Today, I read that Time travel may soon be possible, according to […]
First of all, what an experience! I am excited to have been at my first annual conference ran by next gen in the field I want to excel in. It was great to do something within my field however, away from my desk. For me, my next ten story began when I left the office […]
I’m writing this sitting in the middle of Copenhagen airport. It’s 11am on a Saturday morning and watching the world go by as I like to do in airports. I like sitting in airports and often find myself thinking about the people who are all around me. Where are they going? Why are they going […]
It’s an exciting time as we approach Christmas in the Daems house. We’ve had a six year old turning seven and a fourteen year old turning fifteen (Today! Happy birthday Charlotte!) and the festive spirit is certainly in the air as we spend time with old friends and new, partake in some lovely food and […]
“I don’t pay my financial adviser” he exclaimed proudly “So you’re not particularly competitive if you charge an upfront fee and then on an ongoing basis…are you?” I smiled. Normally I’m quite an easy going, friendly, cheerful guy the majority of the time…not aggressive (like the incredible hulk) more dogged (like the incredible questioning man – if that isn’t a superhero […]
Increasingly, as I enter my forties, I find myself spending more time than I expected I’d do in my twenties or thirties, doing two things… The first one is I’m now a lot more emotional. I certainly laugh a lot more now than at any time in my life but I’ve also found that it […]
On Thanksgiving day I was chatting with one of our clients and now a good friend too. As we are both interested in psychology and positive mindset we were discussing many topics as we normally do. During the conversation Eric (as he normally does) offered a pearl of wisdom that I had to share. Here […]
“The market dislikes uncertainty” is a common discussion we have with friends, family or acquaintances at the golf course or local watering hole, but how logical is it? There are many different aspects to uncertainty, some that can be measured and some that cannot. Uncertainty is an unchangeable condition of existence. As individuals, we can […]
Tax efficient life cover, is that possible? Traditionally life cover is paid for personally and out of taxed income. Not very tax efficient if you are a taxpayer. A Relevant Life Plan could be the answer. In most cases Relevant Life Plan premiums and paid benefits qualify for full Income Tax relief, National Insurance relief […]