The stoics had a practice called “Premediatio Malorum” appropriately translated into “premeditating evils”. Whilst this exercise might not be a cheerful thing to do, it might be incredibly useful if you’re preparing for retirement or the next chapter of your life. Here’s how it works… – Firstly, we imagine what could go wrong in retirement. This […]
Advice is everywhere. We’re bombarded with advice from way to many different sources! We’ve got all of the advice we find online and social media, all of the well meaning advice from friends, family and colleagues and then all of the advice you get from experts like me! I’m conscious by writing this article, I […]
For many people I speak to about retirement (or working out in our 50’s or 60’s ‘what happens next in our lives) – the game of working out what we want often feels like an individual sport. After all, it’s our retirement. It’s our life. We’ve got to make the decisions on the life we […]
A few weeks ago, I made a YouTube video highlighting the three steps you can take to identify how close you are to financial freedom. However, having rewatched it I’ve realised that whilst there’s some useful tips in this video if you were simply following the steps in this original video it’d be a great […]
During a review meeting with one of our employer clients last week we offered to run a webinar for their employees and why so many of their employees over 50 the impact of Lifestyling on their workplace pension plan. “What’s lifestyling?” asked the head of HR for this 70 strong company “Pension lifestyling” I started to explain “is a […]
I love Christmas. Although there is a bit of a debate in our house about when Christmas starts. For me the festive season starts at the start of December…however for Cassie and my daughters, I get the impression it starts straight after summer. However regardless of when you start your Christmas celebrations…it’s often a great […]
Often we’re so wrapped up in our busy lives, it’s difficult to find the time and mental space to think about the next chapter of our lives. That’s why so many of us find ourselves at a ‘retirement’ cliff. Either we’ve reached an age where we ‘feel’ we should retire or the frustration and dislike […]
I love being a financial planner. However I’m sure that my Dad assumes that I’m spending my time in front of screens full of technical looking graphs, my friends assuming that I’m spending breakfast, lunch and dinner out and about meeting people. The reality is that our job is really diverse. Of course we talk […]
There’s also a reason in the title of this blog you won’t find the word ‘retirement’ too often… The word retire is French in origin with the original meaning to “Withdraw” Even today the Merriam Webster dictionary defines retirement as… Withdrawal from Active working life. Or A place of seclusion. Or Withdrawn from one’s position […]
It’s a Sunday morning and I’m sitting in my lounge flicking through Netflix. A new documentary catches my eye and I decide to watch. I didn’t know when I pressed the button how much this one documentary would inform my view on both the importance of community in all of our lives and why, if […]