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Financial

Hide and Seek, Financial Planning Week and the importance of writing “stuff” down

I’m leaving the office slightly earlier than normal today. You see, today is a special day. It’s Sophie’s (my younger daughter) 2nd birthday today. So I’m off a couple of hours earlier than usual to eat cake, play hide and seek and dance like a kid (thinking about it that sounds suspiciously like a typical […]

November 28, 2013 / Chris Daems / 0 Comments
Auto Enrolment

Wibbly Wobbly Timey Wimey, Fixed Points and why you shouldn’t ignore deadlines.

Currently if you turn on your Tv or radio, pick up a paper, look at any of your social media feeds (especially if we’re connected in some way) or catch a passing random signal you would have noticed something…. This saturday is the showing of the 50th anniversary episode of Doctor Who. I’m not sure […]

November 21, 2013 / Chris Daems / 0 Comments
Auto Enrolment

The pensions nudge, GCSE and learning from the global experience.

Pensions ‘nudging’ (in the form of Automatic Enrolment and the other employer duties which go with quasi-compulsion) as a legal requirement is a relatively new idea in the UK and it’s longer term impact has the potential to close the ‘retirement gap’ which tends to be getting increasingly wider in the UK. However whilst we […]

November 13, 2013 / Chris Daems / 0 Comments
Financial

Games you can’t win ’cause you’ll play against you – How “you” impact your financial decisions

As human beings there’s a lie we all tell ourselves constantly. It’s a lie we all, more often or than not, believe. It’s a lie we don’t want to admit is true. However it’s a lie which given even a degree of cursory thought is incredibly obvious… As human beings we always make logical and […]

November 12, 2013 / Chris Daems / 0 Comments
Guest blogs

Shaking Hands, The Deep End and just another day at the office…

Just under a month ago our first apprentice, Kelly, started working with us. I thought it would be interesting to provide an opportunity for her to write a little bit about her experiences within our business. What she wrote is interesting, sweet and hopefully provides a slightly different insight into what we do within our […]

October 31, 2013 / Chris Daems / 0 Comments
Making Choices

”A mind-maker-upper to make up his mind” – The power of decision making

As human beings we make decisions constantly. We make decisions which are immediate with very little longer term impact… Coffee or tea?   X Factor or Strictly? Spaghetti bolognese or Chicken chorizo? However, and as regularly, we make decisions which are immediate and have a cumulative effect on our longer term health, wealth and well […]

October 31, 2013 / Chris Daems / 0 Comments
Financial

“with an unpleasant bump”… The art of coping with financial negatives

All the best childrens writers seem to have a few things in common. Firstly they have an uncanny ability to tell stories with a sense of honesty and integrity. Secondly they have a sense of humour which appeals to adults and children alike…. ….and thirdly they don’t shy away from talking about the negative aspects […]

October 21, 2013 / Chris Daems / 0 Comments
Auto Enrolment

Nightmares, Spam and why I love it when a plan comes together (or doesn’t).

As our work with automatic enrolment continues I want to share with you a salutary lesson we’ve picked up this week is the importance of sweating the small stuff (peppered with some references from one of my favourite 80’s TV shows) We’re working with one of our November stager’s to ensure they communicate the automatic […]

October 17, 2013 / Chris Daems / 0 Comments
Financial

“You’ll look up and down streets” – The importance of doing your homework.

This is my 3rd article on why Dr Suess was an unwitting financial planning genius. You can find the two previous articles here and here. Let me tell you a story. On a regular basis I attend networking events. My intention when I go to these events is to catch up with people I know, […]

October 10, 2013 / Chris Daems / 0 Comments
Auto Enrolment

“AE”, Expertise for free and a nice cuppa of Tea

Whilst I’m succeeding (at the moment!) to get a relatively good balance between work and life I’m finding that my working hours are filled with talking about, helping with and consulting with our clients about one particular topic. If you’re a regular reader of this blog you probably know the subject I’m talking about already. […]

October 9, 2013 / Chris Daems / 0 Comments
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