So, September has arrived and whilst my social media feeds at the end of August were full of people complaining about the change to more autumnal weather I was in Italy with the family. We had a great couple of weeks wandering the streets of Venice and Verona, Swimming in Lake Garda, going up mountains […]
Recently at Cervello we decided to produce a number of short videos explaining a little about what we do as a business. They’ll be short, hopefully sweet but will give you small bite sized tips on what you need to do to manage your money more efficiently… However to start with we’re going to tell […]
I was standing in front of a small crowd of people and I had a question… “So,” I say “In one word, What does a financial adviser do?” I went around the room. The audience was small (about a dozen people) and I could have predicted the answers I’d receive… “Pensions” was one reply “Investments.” […]
“I don’t pay my financial adviser” he exclaimed proudly “So you’re not particularly competitive if you charge an upfront fee and then on an ongoing basis…are you?” I smiled. Normally I’m quite an easy going, friendly, cheerful guy the majority of the time…not aggressive (like the incredible hulk) more dogged (like the incredible questioning man – if that isn’t a superhero […]
Imagine this… You come home on a typical Tuesday night and find that disaster has struck. Your boiler has exploded! You have a look on the interweb and rushed for time and in a panic you pick a local firm to help you sort your boiler situation out. The man turns up, he looks at […]
Most of my conversations with many of my clients aren’t about money…. …they’re about life. We talk about books, music, film. We talk about family and friends. We talk about what they’ve done in the past but (always more importantly) what, usually after a pretty successful life already, what they want to achieve in the […]
Often, after nearly 6 years of writing at least one article (usually a couple more) every week….it does become a bit of a struggle. Whilst some weeks the ideas cascade from my brain…there are other weeks that the ideas dry up to a mere trickle and I find myself struggling to write about anything. Today […]
“Daddy….it’s a spider!” Sophie (my 6 year old) screamed as she jumped off the sofa and ran to the other side of the room… I laughed. “One thing you’ve got to remember Soph” I said “Is that those spiders are more scared of you than you are of them…” “Okay” said Sophie now breathing more […]
Last Monday instead of heading into the office I spent my day shepherding six 5 year olds around the farm. Now whilst I don’t spend every Monday morning wandering around the farm with a gaggle of children (not the correct collective noun by the way….the correct collective noun is actually an ‘ingratitude of children‘- which seems weird…but […]
Increasingly, as I enter my forties, I find myself spending more time than I expected I’d do in my twenties or thirties, doing two things… The first one is I’m now a lot more emotional. I certainly laugh a lot more now than at any time in my life but I’ve also found that it […]